Workers’ Comp Losses: An Analysis

Editor’s note: The January PCT cover story "Route Risks That Can Kill” provides tips for avoiding on-the-job injuries and included results from an August 2011 PCT survey focusing on safety training and programs for pest control companies. The following article “A review of the 2007-2010 PCOC” was written by Eric Paulsen, CRM, risk manager, Clark Pest Control, and originally appeared in the Pest Control Operators of California’s (PCOC’s) quarterly magazine. The article was edited with contributions from Paul Lindsay, director, Jenkins Insurance Group. The PCOC and the Pest Management Insurance team at Jenkins Insurance have partnered with the California State Compensation Insurance Fund (SCIF) and other compensation carriers for more than 22 years to provide quality insurance and risk management to PCOC members. One of the purposes and advantages of this type of joint partnership is to pool resources in an effort to control losses. In the following article, Paulsen has compiled and analyzed the loss history generated through this partnership. It provides valuable insight into the exposure and losses that PCOs encounter.

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